Your paycheck.
With a place for everything.
See what needs covering before your next check. Start small. Adjust when life changes.
Enter your available balance, payday and unpaid bills. The free plan calculates what is left after everyday spending, savings and a cushion.
Set your paycheck window
Use your current cleared balance available for this plan. Exclude money already reserved elsewhere. Future paychecks belong in Plan ahead.
Give the rest a job
Amounts cover the entire paycheck window. Everyday spending includes groceries, transportation and other needs. Pro savings goals are added separately in the forecast.
Keep your plan
A browser save stays on this device. Export a backup before switching devices or clearing browser data.
Enter a bill once. Keep it coming back.
Use the next unpaid due date. Monthly bills keep their original day, with shorter months handled automatically. Edit an individual occurrence from This paycheck.
Your personal forecast is part of Pro. Explore a sample while billing is being prepared.
Plan ahead
The same expected amount is used on each entered date. Update the amount if your income changes.
Forecasts repeat your everyday spending and general savings amount each window. The cushion is held once, not spent again each paycheck. Future income is an assumption, not available cash.
Start the next cycle by entering actual available money. Unpaid bills carry forward; actual savings balances stay unchanged.
Your next paychecks
Compare changes to your plan · Pro
Pro compares changes using your own numbers. The free preview shows a fixed sample forecast; these scenario controls require Pro.
Give future expenses a name.
Set a target, what you already have and when you need it. Pro calculates a contribution per paycheck. Goal money is separate from General savings so you can see both.
Contributions are planning suggestions, not transfers. A goal can create a shortfall if your income cannot fund it. Update actual saved balances when they change.
Shared bills. Clear contributions.
Set who covers what without entering anyone's personal transactions. This is a household split worksheet, not shared account access or bank transfers.
Enter household bills at their full amount. Pro forecasts reserve only your percentage. The free current-paycheck view counts the full amount; enter your own portion there when using Free.
Make this paycheck work.
- Current paycheck breakdown and shortfall check
- Recurring bill templates and occurrence edits
- Paid bill handling with an updated balance
- Local saves, backups and printing
- No card or sign-in required
Know what comes next.
- Future paycheck forecasts and next-cycle planning
- Savings targets with per-paycheck contributions
- Household bill splits
- Purchase, income and spending scenarios
- Personal calculations based on your entries
Planned as a separate Stripe subscription. It does not automatically include or replace your Substack subscription. Pro uses verified email sign-in. No payment is collected while billing is disabled.